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Student Aid Notes
(links to our financial aid notes) |
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START Graduate Loan |
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Need help financing your graduate education?
A START Graduate Loan is designed to give
you the flexibility you need to manage your
education expenses. Additional deferment
available for medical students in an internship
or residency program. |
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You may apply on your own (if you meet
the credit guidelines)
or with a qualified co-signer. |
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link
to the START Graduate brochure
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Loan
Benefits and Advantages |
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competive
interest rates |
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fast,
easy, no hassle application |
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no application fees
or other out-of-pocket fees |
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funding in as few
as 5 business days from receipt of completed
application |
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preliminary approval
in as little as 15 minutes if applying
by web or phone |
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generous loan amounts:
see loan limits |
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repayment is deferred
until after you graduate or cease to
be enrolled at least half-time |
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no prepayment penalty |
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available for past
due tuition balances, too |
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funds disbursed
directly to you! |
Loan
Limits |
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borrow
annually up to the lesser of $30,000
or the estimated annual cost of attendance |
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$130,000
aggregate maximum borrowing limit |
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$1,500 minimum loan
amount |
Repayment
Terms |
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favorable
repayment terms* |
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no pre-payment penalties |
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minimum monthly
payment of $25* |
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Loan
Eligibility |
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a graduate
or professional student enrolled in
a degree or certificate program |
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enrolled at
least half-time as defined by your
school |
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attending a TERI-approved
school* (call 1-800-255-TERI) to confirm
eligibility of school) |
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proof of enrollment
must be provided |
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Credit
Guidelines |
You
must meet the credit guidelines below
(a co-signer may be required): |
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satisfactory
credit history, residence and employment
history of at least two
years |
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proof of current
income |
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if self-employed,
verifiable business income for at least two years |
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U.S. citizen or
permanent resident and have resided
in the U.S. for the previous two
years |
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international students
must apply with a qualified credit-worthy
U.S. citizen or permanent resident co-signer |
Deferment
Terms |
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principal
and interest are automatically deferred
for up to 4-1/2 years as long as you
are continuously enrolled at least half
time in school (includes six-month grace
period)
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medical school students
may request an additional deferment
after gradution for up to four years
while completing an intership or residency
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Apply
Online Now: click
here
or answer your questions at: 866-230-4578 |
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